Holiday Budgeting 101
Think through your holiday spending to avoid going into debt (and feeling regret!)

Cash Management Services

Business Online Banking

Business Online Banking allows for multiple users and multiple entities with customized access rights. Once enrolled, you may take advantage of our other electronic banking services such as Business Online Bill Pay and E-Statements.

Mobile Banking

First National Bank’s Mobile Banking gives you access to many of the features of Business Online Banking at your fingertips on your mobile device.

Online Bill Pay

This time saving service allows you to pay bills online without having to write a check.

E-Statements

E-Statements are electronic bank statements that our account holders can view online. This online access is convenient, easy to download and can be printed anytime. E-Statements are a great way to lower exposure to identity theft, reduce clutter, save paper and get organized.

ACH Origination

Pay your employees, vendors and suppliers and collect payments from customers electronically. ACH allows you to automate this process and eliminates paper, check costs and postage.

Wire Transfers

Instead of stopping what you’re doing and driving to the bank, you can originate and approve a wire transfer transaction from your office.

Positive Pay

Helps you be aware of potential check fraud so you can take steps before it affects your accounts

Additional Business Solutions

Remote Deposit Capture

Remote Deposit Capture is a helpful, convenient way to deposit checks from your office electronically. No more driving to the bank! With Remote Deposit Capture, you’ll have more time to do what you need to do for your business.

This service gives you the flexibility to manage your business on your schedule. You can make unlimited deposits, enjoy later deposit cut-off times, and save yourself time—without ever leaving the comfort of your office. It’s quick and easy to use.

*Remote Deposit Capture is subject to approval. Transaction fees associated with your checking account still apply. Please refer to your deposit agreement.

If you are currently a customer that uses Remote Deposit Capture, and you would like to make a deposit, click here.

Merchant Card Services

Accepting credit and debit cards is essential to the success of your business and hidden fees for credit card processing can quickly impact your company’s bottom line. First National Bank’s Merchant Card Services Program is designed to keep you and your business performing at your best with the following features:

  • Quick turnaround on merchant credit card application and set up for Visa™ and MasterCard™ transactions
  • Monthly processing for all Visa™, MasterCard™, American Express™ and Discover™ transactions
  • Competitive discount rate and transaction fees
  • Easy to read monthly activity reports
  • Support desk availability
  • Equipment purchasing


*Notice: Merchant Card Services are subject to approval.

Debit Payroll Cards

The Payroll Card offers a flexible, secure alternative to payroll checks. Employers can deposit directly to an employee’s Payroll Card account via ACH and funds are available immediately.

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Investment Products:

Not FDIC or NCUA InsuredNo Financial Institution GuaranteeMay Lose Value

Ameriprise Financial Services, LLC is not an FDIC insured bank; FDIC insurance only covers the insolvency of FDIC-insured banks.