Personal Checking
First National Bank offers many checking account options designed to fulfill a variety of financial needs for individuals and families. We have non-interest bearing, traditional household checking accounts, as well as interest bearing accounts.
Compare Accounts
eChecking
Hassle free account with no minimum balance requirement and no monthly service fee*.
- No Minimum Balance Requirement
- Unlimited Monthly Transactions
- Free Online Bill Pay
- Monthly E-Statements
- ATM or Debit Card Available
- 24 Hour Phone Banking
- *Paper statement fee $5
Advantage Checking
Take advantage of interest-bearing checking while avoiding monthly fees. To earn a higher interest rate, receive ATM fee refunds, and avoid $7 monthly service fee, all of the following qualifications must be met per one calendar month:
- Enroll to receive monthly E-statements
- Make 10 debit card purchases
- Maintain at least one ACH or direct deposit
- ATM fee refunds up to $30 per cycle when the above qualifications are met
Other account perks:
- Unlimited Monthly Transactions
- Free Online Bill Pay
- ATM or Debit Card Available
- 24 Hour Phone Banking
Interest Checking
Earn a competitive interest rate with unlimited transactions.
- $1,500 Minimum Daily Balance to avoid Monthly Service Fee
- $10.00 Monthly Service Fee if balance falls below $1,500
- Unlimited Monthly Transactions
- Free Online Bill Pay
- Monthly E-Statements with Images
- ATM or Debit Card Available
- 24 Hour Phone Banking
- Paper Statement fee $5
Senior Select
A full-service, interest bearing checking account for customers age 55 and older.
- $500 Minimum Daily Balance to avoid Monthly Service Fee
- $5.00 Monthly Service Fee if Balance falls below $500
- Unlimited Monthly Transactions
- Free Online Bill Pay
- Free Bank Stock Checks
- 10% Discount on Safe Deposit Box Rental
- Free Cashier’s Checks and Money Orders
- ATM or Debit Card Available
- 24 Hour Phone Banking
- Paper Statement fee $5
All Accounts Include:
Online/Mobile Banking
Access your accounts 24/7 from your phone or computer
24/7 Telephone Banking
To access your accounts
by phone, call 1-866-602-3621
Zelle Digital Payments
Send and receive money directly through the FNB app or online banking
Monthly E-Statements
All accounts receive free monthly e-statements. Paper statements are $5/month
Bank Anytime, Anywhere. Get the FNB App!
With the First National Bank mobile banking app, you can access your accounts anytime, anywhere from your mobile device(s). The mobile app allows quick and secure access to:
- View your account balance
- View account activity and deposit history
- Transfer money between accounts
- Send money to friends and family with Pop Money
- Deposit checks by snapping a picture of each check
- Locate a Branch or ATM
Explore More Personal Banking Products
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